Cruising doesn’t have to break the bank. In fact, with a bit of planning and a few clever strategies, you can enjoy an unforgettable cruise holiday without overspending. From booking tips to onboard savings, here’s how to cruise smart—and stay within your budget.
1. Be Flexible With Dates and Destinations
Cruise fares can vary drastically depending on the time of year and destination. Sailing during the shoulder season (just before or after peak times) often means lower prices, fewer crowds, and great weather.
- Top Tip: Use price alerts and tools like Cruise Critic or VacationsToGo to track deals.
- Bonus Tip: Repositioning cruises and transatlantic crossings are often much cheaper per night.
2. Book Early (or Very Late)
Booking early gives you the pick of the best cabins and sometimes includes early-bird perks like onboard credit or drink packages. On the other hand, last-minute deals can be deeply discounted if you’re flexible with dates and cabin types.
- Best of Both: If you book early, keep an eye out for price drops. Some cruise lines offer a refund or credit if the fare lowers after booking.
3. Choose an Inside Cabin
If your goal is to explore the ship and ports rather than spend time in your room, go for an interior cabin. These are the most affordable option and often identical in layout to oceanview or balcony rooms, minus the windows.
- Smart Move: Spend your savings on shore excursions, specialty dining, or spa treatments.
4. Bring Your Own Essentials
Avoid paying inflated prices onboard by packing cruise essentials such as:
- Refillable water bottle
- Lanyard for your cruise card
- First aid items
- Sunscreen
- Motion sickness remedies
5. Skip the Drinks Package (If You Don’t Need It)
Unless you plan to drink several alcoholic beverages a day, the drinks package may not be worth it. Many cruises allow you to bring limited bottles of wine or soft drinks onboard.
- Alternative: Some cruise lines offer happy hour deals or allow you to bring your own wine for a corkage fee.
6. Take Advantage of Free Activities
Cruise ships are packed with included entertainment—from Broadway-style shows and comedy acts to trivia nights and dance classes. You don’t have to spend extra to have fun.
- Top Freebies: Pools, fitness centres, outdoor movies, and enrichment lectures are all usually included.
7. DIY Shore Excursions
Official cruise excursions can be expensive. In many ports, you can explore on your own or book a similar (or better!) experience with a local operator for less.
- Do Your Research: Sites like Shore Excursions Group or local tourism boards often list options with reviews.
8. Set a Daily Budget
It’s easy to lose track of spending with your cruise card. Set a daily allowance for extras like drinks, treats, shopping, or spa visits to stay on track.
- Tip: Check your onboard account regularly through the cruise line app or guest services.
9. Look for All-Inclusive Offers
Sometimes spending a little more upfront can save money in the long run. Cruises that include drinks, Wi-Fi, excursions, and gratuities might appear more expensive, but they reduce add-on costs considerably.
- Top Picks: Look at lines like Virgin Voyages, Celebrity Cruises (Always Included), or luxury options like Regent Seven Seas.
10. Travel With Friends or Family
Some cruise lines offer discounts or free spots for 3rd and 4th guests in a cabin. Travelling with a group may also qualify you for group booking perks like onboard credit or free cabin upgrades.
- Bonus Tip: Group bookings can also earn commission—ask about this if you book several cabins.
Final Thought
Cruising on a budget doesn’t mean missing out on the experience. With smart choices and a little planning, you can enjoy all the excitement, destinations, and luxuries of cruise life without the high price tag.